ZIP 83840 Foreclosure, Tax-Lien & Distress Report
Bonner County, Idaho · Distress market
Scored purely from public records, 83840 (Bonner County, Idaho) returns a low composite of 18/100. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), FEMA disaster exposure (65/100). Structurally it carries 37/100, against 5/100 of stress already in motion. The pressure is most legible in structural risk (37/100), institutional ownership (36/100), mortgage stress (17/100). By contrast, institutional ownership (36/100) and mortgage stress (17/100) register low.
Prices here sit in a peak phase: values rose 0.5% over the trailing year, 2.0% off the recent peak, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 261 housing units. About 649 people live here, median age 38. Median household income is $69,125, near the U.S. median near $78,000. Around 17% of adults hold a bachelor's degree or higher. 82% of housing is owner-occupied. On demographic stress specifically, 83840 scores 33/100. Around 42% of renters are cost-burdened. Vacancy runs 7.5%. The poverty rate is 12.4%. The typical home is worth about $350,900 (4.2× income).
On balance 83840 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 83840 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 83840 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 83840 can be compared directly against any other ZIP in Bonner County, Idaho or nationwide. The score is rebuilt from public data as it updates, so 83840 reflects the current record instead of a stale or modeled snapshot.
Each component behind 83840 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For an operator, 83840 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 83840’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 83840 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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More distress data near 83840
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Open the complete 83840 acquisition file
See who owns each distressed property in 83840, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology