ZIP 83836 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 83836 (Bonner County, Idaho) lands at 18/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (77/100), FEMA disaster exposure (65/100). Property-level stress concentrates in structural risk (37/100), institutional ownership (36/100), mortgage stress (17/100). By contrast, institutional ownership (36/100) and mortgage stress (17/100) register low. On the structural side it scores 37/100, with 5/100 of stress already active.

The peak-phase market in 83836 posted values that rose 0.5% over the year, 2.0% off the recent peak, and 51% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,059 residents call 83836 home, typically aged 59. A median home runs $511,900 here, or 4.7 times local income. 91% of housing is owner-occupied. Around 40% of adults hold a bachelor's degree or higher. Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas. There are about 732 housing units across 83836. Around 49% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. The vacancy rate is 34.2% — elevated. At $114,375, median income runs above typical U.S. levels.

Taken together, 83836 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 83836 at the moment; the composite and its components are still built from verifiable public records.

The 83836 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 83836 stays directly comparable to neighboring ZIPs and the rest of Bonner County, Idaho. The score is rebuilt from public data as it updates, so 83836 reflects the current record instead of a stale or modeled snapshot.

83836's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 83836 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.