ZIP 83856 Property Distress & Foreclosure Data

Composite property distress in 83856 (Bonner County, Idaho) lands at 19/100 — low on DLRadar's public-record scoring. Structural risk reads 39/100 against active distress of 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). The sharpest non-environmental signals are structural risk (39/100), institutional ownership (32/100), construction/permit lag (20/100). By contrast, construction/permit lag (20/100) and mortgage stress (16/100) register low.

The market reads peak — home values rose 2.1% year on year, 2.3% off the recent peak, and 9% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 3,745 housing units across 83856. Home values center near $427,900, an affordability ratio of 5.7×. Median household income is $65,898, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 36/100. Vacancy runs 31.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 30% of tenant households. About 6,913 people live here, median age 51. Educational attainment sits at 22% bachelor's-or-above. Owners hold 85% of homes, renters 15%. 7.0% of residents fall below the poverty threshold.

Net-net, 83856 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.