ZIP 83856 Foreclosure, Tax-Lien & Distress Report
Bonner County, Idaho · High Vacancy market
ZIP 83856's composite property-distress score is 18/100 - DLRadar classes that as low for Bonner County, Idaho. Latent structural risk is 35/100 while live distress already moving reads 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (73/100), FEMA disaster exposure (64/100). Its standout signals are institutional ownership (35/100), structural risk (35/100), mortgage stress (16/100). structural risk (35/100) and mortgage stress (16/100) stay muted.
Prices here sit in a peak phase: values rose 0.6% over the trailing year, 1.9% off the recent peak, and 9% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 3,745 housing units. The typical home is worth about $427,900 (5.7× income). At $65,898, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 36/100. The vacancy rate is 31.2% — elevated. Around 30% of renters are cost-burdened. 6,913 residents call 83856 home, typically aged 51. Educational attainment sits at 22% bachelor's-or-above. The tenure split is 85% owner-occupied to 15% rented. 7.0% of residents fall below the poverty threshold.
Net-net, 83856 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 83856's 18/100 can be lined up against any neighbor in Bonner County, Idaho or any ZIP coast to coast. Sparse data for 83856 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 83856's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 83856 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 83856 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 83856 Stress Report snapshot
A live read on 83856: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Bonner County ZIP codes
More distress data near 83856
Further distress data across Bonner County, Idaho at ZIP, county and state level.
See every distressed parcel in 83856
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Each signal above is traceable to an open dataset · methodology