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ZIP 83821 Foreclosure, Tax-Lien & Distress Report

Bonner County, Idaho · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 83821 in Bonner County, Idaho comes in at 18, a low composite-distress reading. The split runs 37/100 structural to 0/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (77/100), FEMA disaster exposure (65/100)). What sets it apart are the readings on structural risk (37/100), institutional ownership (36/100). structural risk (37/100) and institutional ownership (36/100) stay muted.

The market reads peak — home values rose 0.5% year on year, 2.0% off the recent peak, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 241 with a median age of 65. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Home values center near $545,600. On demographic stress specifically, 83821 scores 25/100. There are about 1,056 housing units across 83821. Around 48% of adults hold a bachelor's degree or higher. Vacancy runs 87.3%, above the national norm and a classic distress-and-opportunity signal. Owners hold 100% of homes, renters 0%.

Taken together, 83821 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 83821 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 83821 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 83821, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

83821's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 83821 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
37/100
Structural risk
0/100
Distress activity

What is driving ZIP 83821’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk77
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

83821 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Other Bonner County ZIP codes

More distress data near 83821

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Unlock the full ZIP 83821 acquisition report

See who owns each distressed property in 83821, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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