ZIP 83821 Property Distress & Foreclosure Data

ZIP code 83821 in Bonner County, Idaho carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 41 and live distress 0 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (77/100), FEMA disaster exposure (64/100)). What sets it apart are the readings on structural risk (41/100), institutional ownership (35/100), construction/permit lag (18/100). On the quiet end sit institutional ownership (35/100) and construction/permit lag (18/100).

The peak-phase market in 83821 posted values that rose 2.0% over the year, 2.5% off the recent peak, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 241 with a median age of 65. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $545,600 here. On demographic stress specifically, 83821 scores 25/100. There are about 1,056 housing units across 83821. About 48% have a four-year degree. Vacancy runs 87.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 100% owner-occupied to 0% rented.

On the whole, 83821 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.