ZIP 83841 Foreclosure, Tax-Lien & Distress Report
Bonner County, Idaho · High Vacancy market
ZIP code 83841 in Bonner County, Idaho carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 37/100, against 5/100 of stress already in motion. Its standout signals are structural risk (37/100), institutional ownership (36/100), mortgage stress (17/100). institutional ownership (36/100) and mortgage stress (17/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (77/100), FEMA disaster exposure (65/100)).
The market reads peak — home values rose 0.5% year on year, 2.0% off the recent peak, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 459 people live here, median age 61. Home values center near $274,100, an affordability ratio of 3.4× — accessible. 91% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. Rent burden reaches 0% of tenant households. There are about 332 housing units across 83841. Vacancy runs 37.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $97,911 — above the roughly $78,000 national figure. About 21% have a four-year degree.
Net-net, 83841 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 83841 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 83841's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 83841 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 18/100 figure for 83841 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 83841 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 83841
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 83841 Stress Report snapshot
The live 83841 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Bonner County
Explore related distress reports
Further distress data across Bonner County, Idaho at ZIP, county and state level.
Get the full acquisition report for 83841
The full 83841 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology