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Bonner County, ID: Foreclosures, Tax Liens & Distressed Properties

Bonner County, ID, Idaho: 18 ZIP codes scored, Bonner County, ID averaging 18/100 (low, Bonner, ID), from 15 to 21. Bonner County, ID is in its peak phase (Bonner, ID confidence 23/100): Bonner, ID home prices up 0.5% (Bonner, ID) over twelve months, 2.0% under their peak. Bonner County, ID lender headwind: 53/100.

Highest-scoring Bonner County, ID ZIPs: 83801 (21/100), 83869 (21/100), 83803 (19/100), 83804 (18/100), 83809 (18/100), 83811 (18/100). Also scored in Bonner County, ID: 83813, 83821, 83822, 83825, 83836, 83840, 83841, 83848, 83852, 83856.

Across Bonner County, ID's scored ZIPs: median home value $524,006, household income $67,770, 30.7% vacancy, 8.0% poverty, 83% owner-occupied, median age 53.3.

Bonner County, ID insurance distress 37/100 (#1,443 in the US); FEMA hazard 72/100 for Bonner, ID; 9 federal disaster declarations in Bonner County, ID since 2023; Bonner, ID construction distress 2/100.

6 banks with 9 branches lend in Bonner County, ID; Bonner, ID weighted bank stress 61/100, highest 68/100 in Bonner, ID.

Bonner County, ID unemployment 4.3% (Bonner, ID -2.6 pts, six months); 190 new housing units permitted in Bonner County, ID over twelve months, Bonner, ID up 57% from 121; Bonner, ID home prices +10.9% a year (Bonner, ID) over three years.

26,867 housing units in Bonner County, ID; 4,381 Bonner, ID renter households; 39% of Bonner, ID renters spend 30%+ of income on rent, 17% (Bonner, ID) half or more.

Bonner County, ID ranks #1,054 nationally on the opportunity index (Bonner, ID, among all ranked counties); Bonner, ID scores 31.0/100 and Bonner, ID sits #8 inside Idaho. Bonner, ID is in the early_signal opportunity phase; Bonner, ID's primary driver is vacancy, Bonner, ID second driver bank institutional; Bonner, ID moved up 442 places. 47 short-sale listings across Bonner, ID; 42 days on market observed in Bonner, ID; 22.8% vacancy over 18 Bonner, ID ZIPs.

No CFPB county sample covers Bonner County, ID. The non-metro area reading for Bonner, ID: 0.6% ninety-plus days late; Bonner, ID's thirty-to-eighty-nine share is 1.8% (Bonner, ID, December 2025 data); Idaho overall 0.6%.

6,584 of the 26,867 housing units in Bonner, ID sit vacant. Bonner County, ID permitted 94 multifamily units in twelve months; Bonner, ID's one-to-four unit structures added 96 units in Bonner County, ID.

Peak
Market phase
0.5%
Bonner, ID HPI YoY
-2%
Drawdown
23
Bonner confidence

Bonner County ZIPs ranked by distress

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