ZIP 83869 Foreclosure, Tax-Lien & Distress Report
Kootenai County, Idaho · High Vacancy market
DLRadar grades ZIP 83869 (Kootenai County, Idaho) at a low 21/100 for overall property distress. On the structural side it scores 45/100, with 3/100 of stress already active. Leading the profile are structural risk (45/100), construction/permit lag (36/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100).
The market reads peak — home values rose 1.9% year on year, and 7% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 2,425 housing units. The tenure split is 93% owner-occupied to 7% rented. Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. Around 28% of renters are cost-burdened. Roughly 9.0% live below the poverty line. About 20% have a four-year degree. Population is roughly 5,278 with a median age of 43. The demographic-stress sub-score lands at 37/100. Home values center near $466,000, an affordability ratio of 6.6×. Median household income is $64,625, below the U.S. median near $78,000.
Taken together, 83869 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 83869 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 83869's 21/100 can be lined up against any neighbor in Kootenai County, Idaho or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 83869 shows blanks, not estimates, wherever the record is sparse.
Each component behind 83869 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 83869 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 83869
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
83869 at a glance
83869 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Kootenai County ZIPs near 83869
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See every distressed parcel in 83869
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Deterministic. Every signal traces to a public dataset · methodology