ZIP 83869 Property Distress & Foreclosure Data

DLRadar grades ZIP 83869 (Kootenai County, Idaho) at a low 20/100 for overall property distress. Structural exposure scores 42 and live distress 3 on the 0–100 scale. Property-level stress concentrates in structural risk (42/100), construction/permit lag (41/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (79/100)).

The peak-phase market in 83869 posted values that rose 1.6% over the year, 2.5% off the recent peak, and 7% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 2,425 housing units across 83869. The tenure split is 93% owner-occupied to 7% rented. Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 28% of tenant households. Roughly 9.0% live below the poverty line. About 20% have a four-year degree. Population is roughly 5,278 with a median age of 43. On demographic stress specifically, 83869 scores 37/100. A median home runs $466,000 here, or 6.6 times local income. Households earn a median $64,625 — below the roughly $78,000 national figure.

On the whole, 83869 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.