ZIP 83810 Foreclosure, Tax-Lien & Distress Report

ZIP code 83810 in Kootenai County, Idaho carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 45 and live distress 1 on the 0–100 scale. Leading the profile are structural risk (45/100), construction/permit lag (39/100), institutional ownership (26/100). On the quiet end sit institutional ownership (26/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (80/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 35% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 1,369 with a median age of 63. The typical home is worth about $570,600 (4.2× income). Roughly 12.6% live below the poverty line. Owners hold 93% of homes, renters 7%. The vacancy rate is 4.0%. The ZIP holds roughly 672 housing units. The demographic-stress sub-score lands at 28/100. Around 31% of renters are cost-burdened. Median household income is $124,773, above the U.S. median near $78,000. Educational attainment sits at 34% bachelor's-or-above.

On balance, 83810 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 83810 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 83810's 21/100 can be lined up against any neighbor in Kootenai County, Idaho or any ZIP coast to coast. Where the public record is thin for 83810, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 83810 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 83810 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.