ZIP 83858 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 83858 (Kootenai County, Idaho) returns a low composite of 21/100. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). The most distinctive pressure shows up in structural risk (46/100), construction/permit lag (39/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (4/100) stay muted. Structural exposure scores 46 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 2.9% year on year, and 7% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 83% of homes, renters 17%. The demographic-stress sub-score lands at 32/100. A median home runs $507,600 here, or 4.9 times local income. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 8,153 housing units. About 25% have a four-year degree. Around 29% of renters are cost-burdened. Median household income is $93,006, above the U.S. median near $78,000. 19,315 residents call 83858 home, typically aged 40. Roughly 7.5% live below the poverty line.

On the whole, 83858 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 83858 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 83858 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 83858 stays directly comparable to neighboring ZIPs and the rest of Kootenai County, Idaho. Where the public record is thin for 83858, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 83858 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 83858 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.