ZIP 83858 Property Distress & Foreclosure Data

ZIP code 83858 in Kootenai County, Idaho carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (81/100). What sets it apart are the readings on construction/permit lag (43/100), structural risk (39/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. Structural exposure scores 39 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.4% over the trailing year, 2.6% off the recent peak, and 7% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

83% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100. The typical home is worth about $507,600 (4.9× income). Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. There are about 8,153 housing units across 83858. Around 25% of adults hold a bachelor's degree or higher. Rent burden reaches 29% of tenant households. At $93,006, median income runs above typical U.S. levels. 19,315 residents call 83858 home, typically aged 40. The poverty rate is 7.5%.

Taken together, 83858 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.