ZIP 83876 Property Distress & Foreclosure Data

ZIP code 83876 in Kootenai County, Idaho carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 39 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (43/100), structural risk (39/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (81/100).

Prices here sit in a peak phase: values rose 1.4% over the trailing year, 2.6% off the recent peak, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,467 residents call 83876 home, typically aged 53. 84% of housing is owner-occupied. Around 30% of adults hold a bachelor's degree or higher. At $55,438, median income runs below typical U.S. levels. There are about 1,455 housing units across 83876. The poverty rate is 17.0% — high, a tax-stress and distress correlate. Vacancy runs 57.0%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 46/100. The typical home is worth about $536,700 (7.7× income, severely stretched). Rent burden reaches 31% of tenant households.

Taken together, 83876 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.