ZIP 83814 Property Distress & Foreclosure Data

DLRadar grades ZIP 83814 (Kootenai County, Idaho) at a low 18/100 for overall property distress. Structural exposure scores 39 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (43/100), structural risk (39/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

The market reads peak — home values rose 1.4% year on year, 2.6% off the recent peak, and 4% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $589,600, an affordability ratio of 7.4× — stretched. 10.3% of residents fall below the poverty threshold. About 26,640 people live here, median age 45. Owners hold 59% of homes, renters 41%. Vacancy runs 16.8%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 44/100. There are about 14,435 housing units across 83814. Median household income is $69,914, near the U.S. median near $78,000. Educational attainment sits at 34% bachelor's-or-above. Rent burden reaches 46% of tenant households.

Net-net, 83814 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.