ZIP 83814 Foreclosure, Tax-Lien & Distress Report
Kootenai County, Idaho · High Vacancy market
Composite property distress in 83814 (Kootenai County, Idaho) lands at 21/100 — low on DLRadar's distress scoring. On the structural side it scores 45/100, with 1/100 of stress already active. The pressure is most legible in structural risk (45/100), construction/permit lag (32/100), institutional ownership (29/100). By contrast, institutional ownership (29/100) and mortgage stress (4/100) register low. Environmental exposure also runs high (climate & FEMA risk (81/100)).
The peak-phase market in 83814 posted values that rose 2.9% over the year, and 4% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
The typical home is worth about $589,600 (7.4× income, severely stretched). 10.3% of residents fall below the poverty threshold. About 26,640 people live here, median age 45. 59% of housing is owner-occupied. The vacancy rate is 16.8% — elevated. DLRadar's demographic-stress index for the area reads 44/100. There are about 14,435 housing units across 83814. At $69,914, median income runs near typical U.S. levels. About 34% have a four-year degree. Rent burden reaches 46% of tenant households.
On the whole, 83814 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 83814 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 83814's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 83814, the field stays empty rather than modeled, and fills in as new documents post.
The 21/100 figure for 83814 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 83814 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 83814’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 83814 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 83814, the same set carried on every parcel.
Kootenai County ZIPs near 83814
Nearest ZIP codes to 83814
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Kootenai County, Idaho
Keep going: ZIP, county and state distress coverage for Kootenai County, Idaho.
Get the full acquisition report for 83814
Every distressed parcel in 83814 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology