ZIP 83815 Property Distress & Foreclosure Data

Composite property distress in 83815 (Kootenai County, Idaho) lands at 18/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (43/100), structural risk (39/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (81/100)). On the structural side it scores 39/100, with 1/100 of stress already active.

The peak-phase market in 83815 posted values that rose 1.4% over the year, 2.6% off the recent peak, and 7% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 17,693 housing units. On demographic stress specifically, 83815 scores 37/100. Households earn a median $77,139 — near the roughly $78,000 national figure. About 33% have a four-year degree. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 68% owner-occupied to 32% rented. A median home runs $498,300 here, or 6.1 times local income. The vacancy rate is 5.5%. Around 43% of renters are cost-burdened. Population is roughly 39,993 with a median age of 40.

On balance 83815 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.