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ZIP 99025 Foreclosure, Tax-Lien & Distress Report

Spokane County, Washington · High Vacancy market

Scored purely from public records, 99025 (Spokane County, Washington) returns a moderate composite of 36/100. Environmental exposure also runs high (FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100)). On the structural side it scores 79/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). mortgage stress (19/100) stay muted.

The market reads contraction — home values fell 0.5% year on year, and 7% higher over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

Rent burden reaches 0% of tenant households. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $517,100 (3.9× income, relatively affordable). Around 24% of adults hold a bachelor's degree or higher. Households earn a median $117,283 — above the roughly $78,000 national figure. On demographic stress specifically, 99025 scores 23/100. The tenure split is 95% owner-occupied to 5% rented. There are about 2,306 housing units across 99025. 5,846 residents call 99025 home, typically aged 45. The vacancy rate is 15.9% — elevated.

On the whole, 99025 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 99025 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 99025 can be compared directly against any other ZIP in Spokane County, Washington or nationwide. The score is rebuilt from public data as it updates, so 99025 reflects the current record instead of a stale or modeled snapshot.

Each component behind 99025 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. For a buyer, 99025 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

36/100
Composite stress
79/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 99025

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk90
Another 9 scored dimensions sit behind 99025

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 99025 distress snapshot

Current distress, phase, housing and lender-pressure figures for 99025, drawn from the same report attached to each property.

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Spokane County ZIPs near 99025

More distress data near 99025

Related ZIP, county and statewide reads linked to Spokane County, Washington.

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Pull every distressed parcel in 99025 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Rules-based scoring — each signal ties to a public dataset · methodology

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