ZIP 99025 Property Distress & Foreclosure Data

DLRadar grades ZIP 99025 (Spokane County, Washington) at a moderate 33/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 74/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 2.8% year on year, and 7% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Around 0% of renters are cost-burdened. The poverty rate is 3.3% — low. The typical home is worth about $517,100 (3.9× income, relatively affordable). Around 24% of adults hold a bachelor's degree or higher. At $117,283, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100. 95% of housing is owner-occupied. The ZIP holds roughly 2,306 housing units. About 5,846 people live here, median age 45. The vacancy rate is 15.9% — elevated.

Net-net, 99025 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.