ZIP 99012 Property Distress & Foreclosure Data

Composite property distress in 99012 (Spokane County, Washington) lands at 33/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). On the structural side it scores 74/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 12% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 25% have a four-year degree. The tenure split is 67% owner-occupied to 33% rented. 1,125 residents call 99012 home, typically aged 37. Around 33% of renters are cost-burdened. Roughly 7.9% live below the poverty line. On demographic stress specifically, 99012 scores 33/100. Households earn a median $66,389 — below the roughly $78,000 national figure. The vacancy rate is 11.7% — elevated. A median home runs $333,700 here, or 4.3 times local income. The ZIP holds roughly 385 housing units.

Overall, 99012 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.