ZIP 99023 Property Distress & Foreclosure Data

ZIP code 99023 in Spokane County, Washington carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). On the structural side it scores 74/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (88/100)).

The peak-phase market in 99023 posted values that rose 2.8% over the year, and 9% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $735,300, an affordability ratio of 5.6×. The vacancy rate is 11.1%. Owners hold 100% of homes, renters 0%. The ZIP holds roughly 285 housing units. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $125,909, above the U.S. median near $78,000. Population is roughly 780 with a median age of 39. 0.0% of residents fall below the poverty threshold. Educational attainment sits at 53% bachelor's-or-above.

On balance 99023 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.