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ZIP 99023 Foreclosure, Tax-Lien & Distress Report

Spokane County, Washington · Cooling Market market

DLRadar grades ZIP 99023 (Spokane County, Washington) at a moderate 36/100 for overall property distress. What sets it apart are the readings on structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (19/100). Latent structural risk is 79/100 while live distress already moving reads 6/100. Environmental exposure also runs high (FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100)).

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 9% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

A median home runs $735,300 here, or 5.6 times local income. Vacancy runs 11.1%. Owners hold 100% of homes, renters 0%. The ZIP holds roughly 285 housing units. On demographic stress specifically, 99023 scores 28/100. At $125,909, median income runs above typical U.S. levels. About 780 people live here, median age 39. The poverty rate is 0.0% — low. About 53% have a four-year degree.

Net-net, 99023 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 99023 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 99023's 36/100 can be lined up against any neighbor in Spokane County, Washington or any ZIP coast to coast. 99023 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

99023's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 99023 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

36/100
Composite stress
79/100
Structural risk
6/100
Distress activity

ZIP 99023 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk90
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 99023 Stress Report snapshot

99023 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Related reports across Spokane County, Washington

Keep going: ZIP, county and state distress coverage for Spokane County, Washington.

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