ZIP 99216 Property Distress & Foreclosure Data

Spokane County, Washington's ZIP 99216 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 74/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 9% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 13,000 housing units. Roughly 12.0% live below the poverty line. A median home runs $373,200 here, or 4.8 times local income. On demographic stress specifically, 99216 scores 37/100. Households earn a median $69,958 — near the roughly $78,000 national figure. About 22% have a four-year degree. 28,056 residents call 99216 home, typically aged 36. The tenure split is 46% owner-occupied to 54% rented. Around 38% of renters are cost-burdened. The vacancy rate is 8.4%.

Overall, 99216 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.