ZIP 99216 Foreclosure, Tax-Lien & Distress Report

Spokane County, Washington's ZIP 99216 registers 34/100 composite distress, which DLRadar reads as moderate. Its standout signals are structural risk (75/100), institutional ownership (69/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (90/100), flood (NFIP) exposure (83/100)). Latent structural risk is 75/100 while live distress already moving reads 6/100.

The market reads contraction — home values fell 0.5% year on year, and 9% higher over three years, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The ZIP holds roughly 13,000 housing units. 12.0% of residents fall below the poverty threshold. A median home runs $373,200 here, or 4.8 times local income. On demographic stress specifically, 99216 scores 37/100. Households earn a median $69,958 — near the roughly $78,000 national figure. Around 22% of adults hold a bachelor's degree or higher. 28,056 residents call 99216 home, typically aged 36. The tenure split is 46% owner-occupied to 54% rented. Rent burden reaches 38% of tenant households. The vacancy rate is 8.4%.

On the whole, 99216 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 99216 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 99216 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 99216 stays directly comparable to neighboring ZIPs and the rest of Spokane County, Washington. The score is rebuilt from public data as it updates, so 99216 reflects the current record instead of a stale or modeled snapshot.

99216's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 99216 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.