ZIP 99212 Property Distress & Foreclosure Data

ZIP code 99212 in Spokane County, Washington carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (88/100)). The latent-versus-live split is 74/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 99212 posted values that rose 2.8% over the year, and 5% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 6.6%. 14.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 35/100. Around 44% of renters are cost-burdened. Median household income is $66,250, below the U.S. median near $78,000. Educational attainment sits at 27% bachelor's-or-above. Owners hold 68% of homes, renters 32%. Population is roughly 21,549 with a median age of 39. The ZIP holds roughly 9,548 housing units. Home values center near $361,500, an affordability ratio of 4.7×.

On balance 99212 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.