ZIP 99212 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 99212 (Spokane County, Washington) returns a moderate composite of 36/100. Environmental exposure also runs high (FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100)). The latent-versus-live split is 79/100 structural and 6/100 already moving. Its standout signals are structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). By contrast, mortgage stress (19/100) register low.

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 5% higher over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

The vacancy rate is 6.6%. 14.1% of residents fall below the poverty threshold. On demographic stress specifically, 99212 scores 35/100. Around 44% of renters are cost-burdened. Households earn a median $66,250 — below the roughly $78,000 national figure. About 27% have a four-year degree. 68% of housing is owner-occupied. About 21,549 people live here, median age 39. There are about 9,548 housing units across 99212. A median home runs $361,500 here, or 4.7 times local income.

Net-net, 99212 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 99212 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 99212 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 99212 can be compared directly against any other ZIP in Spokane County, Washington or nationwide. Where the public record is thin for 99212, the field stays empty rather than modeled, and fills in as new documents post.

The 36/100 figure for 99212 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 99212 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.