ZIP 99207 Property Distress & Foreclosure Data

Spokane County, Washington's ZIP 99207 registers 33/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). On the structural side it scores 74/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 3% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $55,548 — below the roughly $78,000 national figure. Around 44% of renters are cost-burdened. The ZIP holds roughly 13,809 housing units. On demographic stress specifically, 99207 scores 38/100. About 17% have a four-year degree. 34,766 residents call 99207 home, typically aged 32. Roughly 22.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 3.6%. The tenure split is 55% owner-occupied to 45% rented. A median home runs $274,100 here, or 4.4 times local income.

Taken together, 99207 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.