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ZIP 99207 Foreclosure, Tax-Lien & Distress Report

Spokane County, Washington · High Poverty market

Composite property distress in 99207 (Spokane County, Washington) lands at 36/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). The split runs 79/100 structural to 6/100 active on the ground. Property-level stress concentrates in structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). mortgage stress (19/100) stay muted.

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 3% higher over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

At $55,548, median income runs below typical U.S. levels. Around 44% of renters are cost-burdened. There are about 13,809 housing units across 99207. DLRadar's demographic-stress index for the area reads 38/100. Around 17% of adults hold a bachelor's degree or higher. About 34,766 people live here, median age 32. 22.4% of residents fall below the poverty threshold. The vacancy rate is 3.6%. Owners hold 55% of homes, renters 45%. Home values center near $274,100, an affordability ratio of 4.4×.

Net-net, 99207 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 99207 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 99207's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 99207 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 36/100 figure for 99207 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 99207 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

36/100
Composite stress
79/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 99207

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk90
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

99207 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 99207, the same set carried on every parcel.

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