ZIP 99208 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 99208 (Spokane County, Washington) lands at 36/100 — moderate on DLRadar's public-record scoring. On the structural side it scores 79/100, with 6/100 of stress already active. Its standout signals are structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100).

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 4% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

There are about 24,331 housing units across 99208. Median household income is $81,084, near the U.S. median near $78,000. Owners hold 65% of homes, renters 35%. The demographic-stress sub-score lands at 35/100. Vacancy runs 3.6%. Around 47% of renters are cost-burdened. About 58,834 people live here, median age 40. The poverty rate is 8.6%. The typical home is worth about $450,800 (5.1× income). Around 34% of adults hold a bachelor's degree or higher.

On the whole, 99208 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 99208 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 99208 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 99208 can be compared directly against any other ZIP in Spokane County, Washington or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 99208 shows blanks, not estimates, wherever the record is sparse.

The 36/100 for 99208 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 99208 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.