ZIP 99224 Foreclosure, Tax-Lien & Distress Report
Spokane County, Washington · Cooling Market market
Spokane County, Washington's ZIP 99224 registers 36/100 composite distress, which DLRadar reads as moderate. Structurally it carries 79/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). Property-level stress concentrates in structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). By contrast, mortgage stress (19/100) register low.
Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 6% higher over three years, at 17/100 phase confidence. A cooling market tends to open discount-to-value windows.
The tenure split is 62% owner-occupied to 38% rented. Vacancy runs 4.8%. Population is roughly 23,599 with a median age of 40. At $76,785, median income runs near typical U.S. levels. The typical home is worth about $461,000 (5.7× income). About 41% have a four-year degree. The ZIP holds roughly 11,071 housing units. On demographic stress specifically, 99224 scores 36/100. The poverty rate is 10.3%. Rent burden reaches 39% of tenant households.
Net-net, 99224 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 99224 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 99224 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 99224 can be compared directly against any other ZIP in Spokane County, Washington or nationwide. 99224 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 36/100 figure for 99224 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 99224 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 99224’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 99224 Stress Report snapshot
The live 99224 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Spokane County
Keep exploring Washington distress
Other reports tied to Spokane County, Washington — ZIP, county and statewide.
Get the full acquisition report for 99224
The full 99224 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology