ZIP 99016 Property Distress & Foreclosure Data
DLRadar grades ZIP 99016 (Spokane County, Washington) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. On the structural side it scores 74/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (88/100).
The market reads peak — home values rose 2.8% year on year, and 9% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
At $94,253, median income runs above typical U.S. levels. 75% of housing is owner-occupied. Around 44% of renters are cost-burdened. Around 38% of adults hold a bachelor's degree or higher. The poverty rate is 11.3%. The vacancy rate is 3.4%. About 20,260 people live here, median age 39. The demographic-stress sub-score lands at 33/100. The ZIP holds roughly 8,306 housing units. The typical home is worth about $477,400 (4.8× income).
Net-net, 99016 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 99016
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Spokane County
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Deterministic. Every signal traces to a public dataset · methodology