ZIP 99037 Property Distress & Foreclosure Data

ZIP code 99037 in Spokane County, Washington carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 74 and live distress 6 on the 0–100 scale. What sets it apart are the readings on structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (88/100).

The market reads peak — home values rose 2.8% year on year, and 3% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 6,055 housing units across 99037. Around 30% of adults hold a bachelor's degree or higher. About 16,761 people live here, median age 38. At $83,886, median income runs near typical U.S. levels. The typical home is worth about $459,500 (5.3× income). Vacancy runs 2.1%. The demographic-stress sub-score lands at 36/100. Rent burden reaches 43% of tenant households. 65% of housing is owner-occupied. The poverty rate is 9.1%.

Net-net, 99037 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.