ZIP 99039 Property Distress & Foreclosure Data

DLRadar grades ZIP 99039 (Spokane County, Washington) at a moderate 33/100 for overall property distress. Structural risk reads 74/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). Property-level stress concentrates in structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

163 residents call 99039 home, typically aged 46. The tenure split is 82% owner-occupied to 18% rented. Vacancy runs 0.0%. On demographic stress specifically, 99039 scores 21/100. A median home runs $225,000 here, or 2.9 times local income. There are about 60 housing units across 99039. Households earn a median $65,703 — below the roughly $78,000 national figure. About 22% have a four-year degree. Rent burden reaches 0% of tenant households. Roughly 9.2% live below the poverty line.

Overall, 99039 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.