ZIP 99149 Foreclosure, Tax-Lien & Distress Report

ZIP code 99149 in Whitman County, Washington carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 51/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100). The most distinctive pressure shows up in structural risk (51/100), institutional ownership (47/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (21/100).

The market reads peak — home values held roughly flat year on year, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $49,500, an affordability ratio of 2.7× — accessible. Roughly 22.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 100% of homes, renters 0%. Around 15% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 48 housing units. Vacancy runs 23.2%, above the national norm and a classic distress-and-opportunity signal. 102 residents call 99149 home, typically aged 49. At $27,321, median income runs below typical U.S. levels.

Taken together, 99149 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 99149 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 99149's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 99149, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 99149 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For an operator, 99149 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.