ZIP 99102 Property Distress & Foreclosure Data

Composite property distress in 99102 (Whitman County, Washington) lands at 27/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100). The latent-versus-live split is 62/100 structural and 6/100 already moving. The sharpest non-environmental signals are construction/permit lag (83/100), structural risk (62/100), institutional ownership (51/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 45% owner-occupied to 55% rented. Around 19% of renters are cost-burdened. The ZIP holds roughly 246 housing units. About 36% have a four-year degree. Households earn a median $55,750 — below the roughly $78,000 national figure. On demographic stress specifically, 99102 scores 27/100. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. 448 residents call 99102 home, typically aged 35. The vacancy rate is 12.8% — elevated. A median home runs $230,700 here, or 3.1 times local income.

Taken together, 99102 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.