ZIP 99130 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 99130 (Whitman County, Washington) returns a low composite of 21/100. Environmental exposure also runs high (flood (NFIP) exposure (73/100)). Its heaviest discrete signals: structural risk (49/100), institutional ownership (45/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (21/100). Structural exposure scores 49 and live distress 6 on the 0–100 scale.

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

847 residents call 99130 home, typically aged 36. The typical home is worth about $232,100 (3.3× income, relatively affordable). Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 29/100. 80% of housing is owner-occupied. At $63,750, median income runs below typical U.S. levels. Rent burden reaches 21% of tenant households. There are about 288 housing units across 99130. Educational attainment sits at 28% bachelor's-or-above. Roughly 20.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 99130 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 99130 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 99130 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 99130, the field stays empty rather than modeled, and fills in as new documents post.

99130's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 99130 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.