ZIP 83872 Foreclosure, Tax-Lien & Distress Report

Latah County, Idaho's ZIP 83872 registers 24/100 composite distress, which DLRadar reads as low. On the structural side it scores 54/100, with 7/100 of stress already active. The pressure is most legible in institutional ownership (62/100), structural risk (54/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (22/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100).

The peak-phase market in 83872 posted values that rose 0.5% over the year, 2.0% off the recent peak, and 62% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $88,320, median income runs above typical U.S. levels. On demographic stress specifically, 83872 scores 42/100. The vacancy rate is 11.9% — elevated. The ZIP holds roughly 316 housing units. 17.7% of residents fall below the poverty threshold. The tenure split is 100% owner-occupied to 0% rented. Educational attainment sits at 48% bachelor's-or-above. A median home runs $526,300 here, or 5.4 times local income. About 893 people live here, median age 50.

Overall, 83872 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 83872 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 83872 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 83872, the field stays empty rather than modeled, and fills in as new documents post.

83872's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 83872 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.