ZIP 83823 Property Distress & Foreclosure Data

DLRadar grades ZIP 83823 (Latah County, Idaho) at a low 20/100 for overall property distress. Structural risk reads 45/100 against active distress of 7/100. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100), flood (NFIP) exposure (69/100). Property-level stress concentrates in institutional ownership (58/100), structural risk (45/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (12/100) register low.

The market reads peak — home values rose 2.0% year on year, 2.5% off the recent peak, and 32% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $409,300, an affordability ratio of 5.5×. Median household income is $76,023, near the U.S. median near $78,000. About 1,549 people live here, median age 48. Vacancy runs 8.8%. Owners hold 89% of homes, renters 11%. 4.5% of residents fall below the poverty threshold. Rent burden reaches 26% of tenant households. Educational attainment sits at 29% bachelor's-or-above. There are about 754 housing units across 83823. DLRadar's demographic-stress index for the area reads 31/100.

Net-net, 83823 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.