ZIP 83871 Property Distress & Foreclosure Data

ZIP code 83871 in Latah County, Idaho carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 45/100 structural and 7/100 already moving. What sets it apart are the readings on institutional ownership (58/100), structural risk (45/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (12/100) register low.

The market reads peak — home values rose 2.0% year on year, 2.5% off the recent peak, and 11% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Around 28% of renters are cost-burdened. 2.5% of residents fall below the poverty threshold. Median household income is $87,148, near the U.S. median near $78,000. About 2,279 people live here, median age 49. The ZIP holds roughly 975 housing units. The vacancy rate is 9.0%. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 89% of homes, renters 11%. Educational attainment sits at 37% bachelor's-or-above. Home values center near $361,800, an affordability ratio of 3.8× — accessible.

Overall 83871 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.