ZIP 83871 Foreclosure, Tax-Lien & Distress Report

Latah County, Idaho's ZIP 83871 registers 24/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (77/100)). Latent structural risk is 54/100 while live distress already moving reads 7/100. The sharpest non-environmental signals are institutional ownership (59/100), structural risk (54/100), construction/permit lag (42/100). mortgage stress (22/100) stay muted.

Prices here sit in a peak phase: values rose 0.5% over the trailing year, 2.0% off the recent peak, and 11% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 28% of tenant households. 2.5% of residents fall below the poverty threshold. At $87,148, median income runs near typical U.S. levels. 2,279 residents call 83871 home, typically aged 49. There are about 975 housing units across 83871. Vacancy runs 9.0%. DLRadar's demographic-stress index for the area reads 25/100. 89% of housing is owner-occupied. Around 37% of adults hold a bachelor's degree or higher. The typical home is worth about $361,800 (3.8× income, relatively affordable).

Net-net, 83871 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 83871 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 83871 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 83871, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 for 83871 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 83871 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.