ZIP 99111 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 99111 in Whitman County, Washington comes in at 22, a low composite-distress reading. What sets it apart are the readings on structural risk (50/100), institutional ownership (46/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (21/100). Climate and flood risk are elevated too — flood (NFIP) exposure (73/100), FEMA disaster exposure (60/100). Structurally it carries 50/100, against 6/100 of stress already in motion.

The market reads peak — home values held roughly flat year on year, and 19% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $66,333, below the U.S. median near $78,000. 73% of housing is owner-occupied. Roughly 9.0% live below the poverty line. A median home runs $295,800 here, or 4.0 times local income. Around 49% of renters are cost-burdened. There are about 1,932 housing units across 99111. 4,049 residents call 99111 home, typically aged 42. The demographic-stress sub-score lands at 32/100. Educational attainment sits at 30% bachelor's-or-above. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal.

On balance 99111 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 99111 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 99111's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 99111 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 99111 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 99111 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.