ZIP 99163 Property Distress & Foreclosure Data

ZIP code 99163 in Whitman County, Washington carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100). What sets it apart are the readings on construction/permit lag (83/100), structural risk (62/100), institutional ownership (51/100). By contrast, mortgage stress (21/100) register low. Structural risk reads 62/100 against active distress of 6/100.

The market reads peak — home values rose 2.8% year on year, and 7% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $435,900 (8.9× income, severely stretched). At $46,401, median income runs below typical U.S. levels. Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 58% of tenant households. 34% of housing is owner-occupied. There are about 15,858 housing units across 99163. About 33,692 people live here, median age 23. The demographic-stress sub-score lands at 54/100. The poverty rate is 30.3% — high, a tax-stress and distress correlate. Around 63% of adults hold a bachelor's degree or higher.

Net-net, 99163 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.