ZIP 99128 Property Distress & Foreclosure Data

In Whitman County, Washington, ZIP 99128 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (79/100), FEMA disaster exposure (60/100)). The latent-versus-live split is 58/100 structural and 6/100 already moving. Its standout signals are construction/permit lag (67/100), structural risk (58/100), institutional ownership (51/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 99128 posted values that rose 2.8% over the year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $58,194, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 26% bachelor's-or-above. Around 11% of renters are cost-burdened. 13.7% of residents fall below the poverty threshold. Population is roughly 248 with a median age of 51. The ZIP holds roughly 158 housing units. Owners hold 77% of homes, renters 23%. The vacancy rate is 21.5% — elevated. Home values center near $363,500, an affordability ratio of 5.2×.

On the whole, 99128 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.