ZIP 99128 Foreclosure, Tax-Lien & Distress Report
Whitman County, Washington · High Vacancy market
ZIP code 99128 in Whitman County, Washington carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), FEMA disaster exposure (60/100). Structural risk reads 50/100 against active distress of 6/100. Property-level stress concentrates in structural risk (50/100), institutional ownership (47/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (21/100).
The peak-phase market in 99128 posted values that held roughly flat over the year, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $58,194, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 26% bachelor's-or-above. Rent burden reaches 11% of tenant households. Roughly 13.7% live below the poverty line. About 248 people live here, median age 51. The ZIP holds roughly 158 housing units. Owners hold 77% of homes, renters 23%. The vacancy rate is 21.5% — elevated. The typical home is worth about $363,500 (5.2× income).
On the whole, 99128 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 99128 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 99128 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 22/100 for 99128 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 99128 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 99128
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 99128 distress snapshot
The live 99128 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Whitman County ZIP reports
Nearest ZIP codes to 99128
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 99128
Other reports tied to Whitman County, Washington — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 99128
Get every distressed property in 99128 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology