Whitman County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Whitman County, Washington? DLRadar grades every Whitman County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Whitman County breakdown.
- Whitman County's most distressed ZIP is 99004 at 36/100.
- 22 ZIP codes tracked in Whitman County, averaging 23/100 distress.
- Whitman County reads peak — home values up 0.4% year over year.
- Vacancy runs 15.6% across Whitman County's tracked ZIPs, with a 12.5% poverty rate.
- The typical Whitman County home is worth about $276,771 against a ~$55,807 median income.
- Lending headwind in Whitman County sits at 37/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 99004 | 36/100 |
| 2 | 99170 | 29/100 |
| 3 | 99033 | 26/100 |
| 4 | 99017 | 22/100 |
| 5 | 99102 | 22/100 |
| 6 | 99111 | 22/100 |
| 7 | 99113 | 22/100 |
| 8 | 99125 | 22/100 |
| 9 | 99128 | 22/100 |
| 10 | 99130 | 22/100 |
| 11 | 99136 | 22/100 |
| 12 | 99143 | 22/100 |
Most distressed ZIP codes in Whitman County (composite distress 0-100, 2026)
What is driving Whitman County distress
DLRadar builds Whitman County's distress picture only from records anyone can pull; its ZIPs average 23/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Whitman County market phase and pricing
Whitman County currently sits in peak after a 0.4% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Whitman County
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Frequently asked
What is the most distressed ZIP code in Whitman County, WA?
ZIP 99004 leads Whitman County at 36/100, recomputed monthly from public records.
Which phase does Whitman County sit in right now?
Whitman County reads peak, with home prices up 0.4% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Whitman County data come from?
Each Whitman County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 22 local ZIPs and every other county in the country.
How much do distress scores vary between Whitman County ZIP codes?
The county figure is a blend, not a description. Across the Whitman County ZIPs DLRadar ranks, scores run from 36/100 in 99004 down to 22/100 in 99143, against a Whitman County average of 23/100. Those 14 points separate the ZIPs worth working in Whitman County from the rest.
What do Whitman County home values and vacancy say about distressed supply?
The typical Whitman County home carries about $276,771 of value against a median household income near $55,807. Vacancy across Whitman County's tracked ZIPs runs 15.6% and the poverty rate is 12.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Whitman County's foreclosure and tax-lien record and its 37/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.