ZIP 99036 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 99036 (Spokane County, Washington) at a moderate 36/100 for overall property distress. Its heaviest discrete signals: structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). By contrast, mortgage stress (19/100) register low. Environmental exposure also runs high (FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100)). Structural risk reads 79/100 against active distress of 6/100.

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 0% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

Median household income is $119,622, above the U.S. median near $78,000. 4.0% of residents fall below the poverty threshold. The typical home is worth about $647,300 (4.9× income). DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 23% of tenant households. Around 37% of adults hold a bachelor's degree or higher. The ZIP holds roughly 680 housing units. 1,588 residents call 99036 home, typically aged 54. Vacancy runs 6.8%. 86% of housing is owner-occupied.

Net-net, 99036 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 99036 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 99036 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 99036, the field stays empty rather than modeled, and fills in as new documents post.

99036's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 99036 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.