ZIP 99036 Property Distress & Foreclosure Data

Spokane County, Washington's ZIP 99036 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 74/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 0% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $119,622 — above the roughly $78,000 national figure. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $647,300 here, or 4.9 times local income. On demographic stress specifically, 99036 scores 28/100. Around 23% of renters are cost-burdened. About 37% have a four-year degree. The ZIP holds roughly 680 housing units. 1,588 residents call 99036 home, typically aged 54. The vacancy rate is 6.8%. The tenure split is 86% owner-occupied to 14% rented.

Overall, 99036 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.