ZIP 99005 Property Distress & Foreclosure Data

ZIP code 99005 in Spokane County, Washington carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (88/100)). On the structural side it scores 74/100, with 6/100 of stress already active.

The peak-phase market in 99005 posted values that rose 2.8% over the year, and 8% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $123,259, above the U.S. median near $78,000. Around 35% of renters are cost-burdened. 5.2% of residents fall below the poverty threshold. The vacancy rate is 1.0%. DLRadar's demographic-stress index for the area reads 27/100. Population is roughly 10,682 with a median age of 40. Educational attainment sits at 36% bachelor's-or-above. The ZIP holds roughly 3,673 housing units. Home values center near $561,100, an affordability ratio of 4.0× — accessible. Owners hold 91% of homes, renters 9%.

On balance 99005 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.