ZIP 99021 Property Distress & Foreclosure Data

Composite property distress in 99021 (Spokane County, Washington) lands at 33/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. The latent-versus-live split is 74/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (88/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 10% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 29% have a four-year degree. Around 35% of renters are cost-burdened. The ZIP holds roughly 3,591 housing units. 9,226 residents call 99021 home, typically aged 42. The vacancy rate is 8.5%. On demographic stress specifically, 99021 scores 31/100. Households earn a median $82,895 — near the roughly $78,000 national figure. The tenure split is 91% owner-occupied to 9% rented. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $465,400 here, or 5.0 times local income.

Overall, 99021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.