ZIP 99026 Foreclosure, Tax-Lien & Distress Report
Spokane County, Washington · Cooling Market market
In Spokane County, Washington, ZIP 99026 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (90/100), climate & FEMA risk (83/100), flood (NFIP) exposure (67/100). The pressure is most legible in structural risk (72/100), institutional ownership (63/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (15/100). On the structural side it scores 72/100, with 4/100 of stress already active.
The market reads contraction — home values fell 0.5% year on year, and 8% higher over three years, at 17/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
About 9,206 people live here, median age 53. The vacancy rate is 3.2%. Home values center near $540,400, an affordability ratio of 4.9×. Households earn a median $98,125 — above the roughly $78,000 national figure. 96% of housing is owner-occupied. The poverty rate is 5.2% — low. There are about 3,577 housing units across 99026. The demographic-stress sub-score lands at 24/100. Around 28% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened.
Taken together, 99026 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 99026 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 99026's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 99026 reflects the current record instead of a stale or modeled snapshot.
The 33/100 for 99026 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 99026 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 99026’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 99026 by the numbers
Current distress, phase, housing and lender-pressure figures for 99026, drawn from the same report attached to each property.
Adjacent Spokane County ZIP reports
Keep exploring Washington distress
Keep going: ZIP, county and state distress coverage for Spokane County, Washington.
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Each signal above is traceable to an open dataset · methodology