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ZIP 83854 Foreclosure, Tax-Lien & Distress Report

Kootenai County, Idaho · Distress market

Composite property distress in 83854 (Kootenai County, Idaho) lands at 21/100 — low on DLRadar's public-record scoring. Structurally it carries 46/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (81/100)). The pressure is most legible in structural risk (46/100), construction/permit lag (39/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (4/100) stay muted.

The market reads peak — home values rose 2.9% year on year, and 4% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 5.0%. Educational attainment sits at 23% bachelor's-or-above. Owners hold 69% of homes, renters 31%. At $72,820, median income runs near typical U.S. levels. 53,152 residents call 83854 home, typically aged 36. The poverty rate is 13.4%. Home values center near $489,800, an affordability ratio of 6.0×. Around 40% of renters are cost-burdened. There are about 21,156 housing units across 83854. DLRadar's demographic-stress index for the area reads 39/100.

Net-net, 83854 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 83854 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 83854's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 83854 reflects the current record instead of a stale or modeled snapshot.

Behind 83854's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 83854 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

21/100
Composite stress
46/100
Structural risk
1/100
Distress activity

ZIP 83854 distress signals, scored

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk81
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 83854 by the numbers

The live 83854 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Kootenai County

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Deterministic scoring, sourced entirely from public data · methodology

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