ZIP 83854 Property Distress & Foreclosure Data

In Kootenai County, Idaho, ZIP 83854 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 39 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (81/100)). Its standout signals are construction/permit lag (43/100), structural risk (39/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100).

The peak-phase market in 83854 posted values that rose 1.4% over the year, 2.6% off the recent peak, and 4% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 5.0%. About 23% have a four-year degree. The tenure split is 69% owner-occupied to 31% rented. Households earn a median $72,820 — near the roughly $78,000 national figure. Population is roughly 53,152 with a median age of 36. Roughly 13.4% live below the poverty line. A median home runs $489,800 here, or 6.0 times local income. Rent burden reaches 40% of tenant households. There are about 21,156 housing units across 83854. On demographic stress specifically, 83854 scores 39/100.

On balance 83854 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.