ZIP 83803 Foreclosure, Tax-Lien & Distress Report
Bonner County, Idaho · High Vacancy market
ZIP code 83803 in Bonner County, Idaho carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (77/100), FEMA disaster exposure (70/100)). The sharpest non-environmental signals are structural risk (41/100), institutional ownership (38/100), mortgage stress (16/100). On the quiet end sit mortgage stress (16/100) and construction/permit lag (13/100). Structural exposure scores 41 and live distress 5 on the 0–100 scale.
The peak-phase market in 83803 posted values that rose 0.7% over the year, 1.9% off the recent peak, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $703,400, an affordability ratio of 11.2× — stretched. 90% of housing is owner-occupied. About 624 people live here, median age 61. On demographic stress specifically, 83803 scores 41/100. The vacancy rate is 46.1% — elevated. Rent burden reaches 0% of tenant households. Roughly 1.0% live below the poverty line, a low share typical of higher-equity areas. There are about 578 housing units across 83803. Households earn a median $59,307 — below the roughly $78,000 national figure. Educational attainment sits at 51% bachelor's-or-above.
On the whole, 83803 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 83803 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 83803 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 83803, the field stays empty rather than modeled, and fills in as new documents post.
The 20/100 figure for 83803 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 83803 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 83803
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
83803 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 83803, the same set carried on every parcel.
Bonner County ZIPs near 83803
Nearest ZIP codes to 83803
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 83803
Further distress data across Bonner County, Idaho at ZIP, county and state level.
Unlock parcel-level detail for ZIP 83803
See who owns each distressed property in 83803, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology