ZIP 83803 Foreclosure, Tax-Lien & Distress Report
Bonner County, Idaho · High Vacancy market
ZIP code 83803 in Bonner County, Idaho carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (77/100), FEMA disaster exposure (63/100)). The sharpest non-environmental signals are structural risk (38/100), institutional ownership (35/100), mortgage stress (16/100). On the quiet end sit mortgage stress (16/100) and construction/permit lag (8/100). Structural exposure scores 38 and live distress 5 on the 0–100 scale.
The peak-phase market in 83803 posted values that rose 0.7% over the year, 1.9% off the recent peak, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $703,400, an affordability ratio of 11.2× — stretched. 90% of housing is owner-occupied. About 624 people live here, median age 61. On demographic stress specifically, 83803 scores 41/100. The vacancy rate is 46.1% — elevated. Rent burden reaches 0% of tenant households. Roughly 1.0% live below the poverty line, a low share typical of higher-equity areas. There are about 578 housing units across 83803. Households earn a median $59,307 — below the roughly $78,000 national figure. Educational attainment sits at 51% bachelor's-or-above.
On the whole, 83803 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 83803 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 83803 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 83803, the field stays empty rather than modeled, and fills in as new documents post.
The 19/100 figure for 83803 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 83803 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 83803
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
83803 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 83803, the same set carried on every parcel.
Bonner County ZIPs near 83803
More distress data near 83803
Further distress data across Bonner County, Idaho at ZIP, county and state level.
Unlock parcel-level detail for ZIP 83803
See who owns each distressed property in 83803, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology