ZIP 83803 Property Distress & Foreclosure Data

ZIP code 83803 in Bonner County, Idaho carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (77/100), FEMA disaster exposure (60/100)). What sets it apart are the readings on structural risk (43/100), institutional ownership (33/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (16/100). Structural exposure scores 43 and live distress 5 on the 0–100 scale.

The peak-phase market in 83803 posted values that rose 2.0% over the year, 2.5% off the recent peak, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $703,400 here, or 11.2 times local income. The tenure split is 90% owner-occupied to 10% rented. Population is roughly 624 with a median age of 61. On demographic stress specifically, 83803 scores 41/100. Vacancy runs 46.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. Roughly 1.0% live below the poverty line, a low share typical of higher-equity areas. There are about 578 housing units across 83803. Households earn a median $59,307 — below the roughly $78,000 national figure. About 51% have a four-year degree.

On the whole, 83803 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.