ZIP 83822 Foreclosure, Tax-Lien & Distress Report

ZIP code 83822 in Bonner County, Idaho carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in institutional ownership (38/100), structural risk (37/100), mortgage stress (17/100). structural risk (37/100) and mortgage stress (17/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (77/100)). Structurally it carries 37/100, against 5/100 of stress already in motion.

Prices here sit in a peak phase: values rose 0.5% over the trailing year, 2.0% off the recent peak, and 45% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 34% of tenant households. 12.5% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 42/100. About 7% have a four-year degree. About 2,511 people live here, median age 50. The ZIP holds roughly 1,143 housing units. The typical home is worth about $443,800 (7.2× income, severely stretched). Households earn a median $51,959 — below the roughly $78,000 national figure. The tenure split is 82% owner-occupied to 18% rented.

Taken together, 83822 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 83822 at the moment; the composite and its components are still built from verifiable records.

Whether 83822 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 83822 can be compared directly against any other ZIP in Bonner County, Idaho or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 83822 shows blanks, not estimates, wherever the record is sparse.

The 18/100 figure for 83822 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 83822 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.