ZIP 99180 Foreclosure, Tax-Lien & Distress Report

ZIP code 99180 in Pend Oreille County, Washington carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 35/100 against active distress of 2/100. Its heaviest discrete signals: construction/permit lag (60/100), structural risk (35/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 1.2% year on year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 7.8% live below the poverty line. There are about 348 housing units across 99180. Median household income is $56,667, below the U.S. median near $78,000. Around 0% of renters are cost-burdened. The tenure split is 77% owner-occupied to 23% rented. A median home runs $428,700 here, or 6.3 times local income. DLRadar's demographic-stress index for the area reads 36/100. Vacancy runs 40.0%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 14% bachelor's-or-above. 613 residents call 99180 home, typically aged 41.

Taken together, 99180 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 99180 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 99180 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 99180, the field stays empty rather than modeled, and fills in as new documents post.

99180's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 99180 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.