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Pend Oreille County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Pend Oreille County, Washington? DLRadar grades every Pend Oreille County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Pend Oreille County breakdown.

  • Pend Oreille County's most distressed ZIP is 99006 at 30/100.
  • 9 ZIP codes tracked in Pend Oreille County, averaging 19/100 distress.
  • Pend Oreille County reads peak — home values up 1.2% year over year.
  • Vacancy runs 27.1% across Pend Oreille County's tracked ZIPs, with a 11.1% poverty rate.
  • The typical Pend Oreille County home is worth about $359,000 against a ~$64,955 median income.
  • Lending headwind in Pend Oreille County sits at 49/100 — a forward read on distressed supply.

All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
19900630/100
29900929/100
38385618/100
49915618/100
59911916/100
69913916/100
79915216/100
89915316/100
99918016/100

Most distressed ZIP codes in Pend Oreille County (composite distress 0-100, 2026)

What is driving Pend Oreille County distress

Pend Oreille County's placement in the national index rests on public filings — a 19/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Pend Oreille County market phase and pricing

Pend Oreille County currently sits in peak after a 1.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

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Questions about this county

Where is distress highest inside Pend Oreille County, WA?

ZIP 99006 leads Pend Oreille County at 30/100, recomputed monthly from public records.

How would you describe the Pend Oreille County market phase?

Phase for Pend Oreille County: peak, tracking a 1.2% gain year over year, read off the FHFA index.

Can the Pend Oreille County figures be verified?

Pend Oreille County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 9 ZIPs are comparable to anywhere else.

How much do distress scores vary between Pend Oreille County ZIP codes?

Averaging the county conceals how uneven it is. Across the Pend Oreille County ZIPs DLRadar ranks, scores run from 30/100 in 99006 down to 16/100 in 99180, against a Pend Oreille County average of 19/100. With 14 points between best and worst, county-level targeting in Pend Oreille County wastes effort.

What do Pend Oreille County home values and vacancy say about distressed supply?

The typical Pend Oreille County home carries about $359,000 of value against a median household income near $64,955. Vacancy across Pend Oreille County's tracked ZIPs runs 27.1% and the poverty rate is 11.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Pend Oreille County's filings and its 49/100 lending headwind.

Related

DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.

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