ZIP 99109 Property Distress & Foreclosure Data

ZIP code 99109 in Stevens County, Washington carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (92/100), structural risk (41/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural risk reads 41/100 against active distress of 1/100.

The market reads peak — home values rose 2.8% year on year, and 5% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 5,075 people live here, median age 54. The typical home is worth about $327,400 (4.5× income). There are about 2,653 housing units across 99109. 80% of housing is owner-occupied. Around 22% of adults hold a bachelor's degree or higher. Rent burden reaches 16% of tenant households. At $61,354, median income runs below typical U.S. levels. The poverty rate is 12.1%. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 30/100.

Net-net, 99109 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.