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ZIP 99110 Foreclosure, Tax-Lien & Distress Report

Stevens County, Washington · Cooling Market market

Scored purely from public records, 99110 (Stevens County, Washington) returns a low composite of 24/100. The split runs 51/100 structural to 1/100 active on the ground. Its heaviest discrete signals: construction/permit lag (65/100), structural risk (51/100), institutional ownership (41/100). By contrast, mortgage stress (4/100) register low. Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (61/100)).

The contraction-phase market in 99110 posted values that fell 0.5% over the year, and 67% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 601 housing units. Rent burden reaches 2% of tenant households. Owners hold 77% of homes, renters 23%. Educational attainment sits at 20% bachelor's-or-above. Home values center near $453,100, an affordability ratio of 5.9×. Roughly 0.3% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 3.7%. The demographic-stress sub-score lands at 29/100. 1,592 residents call 99110 home, typically aged 37. Median household income is $74,814, near the U.S. median near $78,000.

On the whole, 99110 leans distressed, with opportunity clustered in specific stressed parcels. 99110 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 99110 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 99110 stays directly comparable to neighboring ZIPs and the rest of Stevens County, Washington. Where the public record is thin for 99110, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 figure for 99110 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 99110 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

24/100
Composite stress
51/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 99110

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk61
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 99110 by the numbers

A live read on 99110: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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