ZIP 99129 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 99129 (Stevens County, Washington) lands at 23/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (71/100). The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (50/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) and mortgage stress (4/100) register low. The latent-versus-live split is 50/100 structural and 1/100 already moving.

Prices here sit in a contraction phase: values fell 0.5% over the trailing year (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

The ZIP holds roughly 419 housing units. Home values center near $220,000, an affordability ratio of 4.4×. The poverty rate is 26.2% — high, a tax-stress and distress correlate. About 7% have a four-year degree. Vacancy runs 28.6%, above the national norm and a classic distress-and-opportunity signal. Around 11% of renters are cost-burdened. 649 residents call 99129 home, typically aged 56. The demographic-stress sub-score lands at 36/100. Owners hold 67% of homes, renters 33%. At $38,490, median income runs below typical U.S. levels.

Net-net, 99129 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 99129 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 99129 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 99129 stays directly comparable to neighboring ZIPs and the rest of Stevens County, Washington. Where the public record is thin for 99129, the field stays empty rather than modeled, and fills in as new documents post.

Behind 99129's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 99129 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.