ZIP 83848 Property Distress & Foreclosure Data

Bonner County, Idaho's ZIP 83848 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (41/100), institutional ownership (35/100), construction/permit lag (18/100). On the quiet end sit construction/permit lag (18/100) and mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (77/100), FEMA disaster exposure (64/100)). On the structural side it scores 41/100, with 5/100 of stress already active.

The peak-phase market in 83848 posted values that rose 2.0% over the year, 2.5% off the recent peak (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 439 housing units. Population is roughly 275 with a median age of 59. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $824,800 here, or 5.6 times local income. Around 0% of renters are cost-burdened. About 33% have a four-year degree. On demographic stress specifically, 83848 scores 31/100. The vacancy rate is 69.3% — elevated. Households earn a median $146,058 — above the roughly $78,000 national figure. The tenure split is 91% owner-occupied to 9% rented.

On the whole, 83848 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.