ZIP 83811 Property Distress & Foreclosure Data

Bonner County, Idaho's ZIP 83811 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), FEMA disaster exposure (64/100). On the structural side it scores 41/100, with 5/100 of stress already active. The most distinctive pressure shows up in structural risk (41/100), institutional ownership (35/100), construction/permit lag (18/100). By contrast, construction/permit lag (18/100) and mortgage stress (17/100) register low.

The market reads peak — home values rose 2.0% year on year, 2.5% off the recent peak, and 44% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

20.9% of residents fall below the poverty threshold. Around 10% of renters are cost-burdened. Median household income is $42,683, below the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above. The ZIP holds roughly 946 housing units. About 1,660 people live here, median age 58. DLRadar's demographic-stress index for the area reads 37/100. Home values center near $297,700, an affordability ratio of 5.5×. Owners hold 56% of homes, renters 44%. The vacancy rate is 13.9% — elevated.

Net-net, 83811 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.