ZIP 83811 Foreclosure, Tax-Lien & Distress Report

In Bonner County, Idaho, ZIP 83811 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (77/100), FEMA disaster exposure (65/100). Structural exposure scores 37 and live distress 5 on the 0–100 scale. Its heaviest discrete signals: structural risk (37/100), institutional ownership (36/100), mortgage stress (17/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (17/100).

Prices here sit in a peak phase: values rose 0.5% over the trailing year, 2.0% off the recent peak, and 44% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 20.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 10% of renters are cost-burdened. Median household income is $42,683, below the U.S. median near $78,000. About 17% have a four-year degree. There are about 946 housing units across 83811. 1,660 residents call 83811 home, typically aged 58. The demographic-stress sub-score lands at 37/100. Home values center near $297,700, an affordability ratio of 5.5×. Owners hold 56% of homes, renters 44%. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 83811 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 83811 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 83811's 18/100 can be lined up against any neighbor in Bonner County, Idaho or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 83811 shows blanks, not estimates, wherever the record is sparse.

83811's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 83811 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.