ZIP 59853 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 59853 (Sanders County, Montana) returns a minimal composite of 14/100. The split runs 28/100 structural to 7/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (71/100)). Its heaviest discrete signals: institutional ownership (47/100), structural risk (28/100), mortgage stress (22/100). By contrast, structural risk (28/100) and mortgage stress (22/100) register low.

Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

918 residents call 59853 home, typically aged 53. Median household income is $50,179, below the U.S. median near $78,000. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 40/100. Home values center near $293,300, an affordability ratio of 5.5×. The ZIP holds roughly 515 housing units. Owners hold 76% of homes, renters 24%. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 16% bachelor's-or-above. Around 46% of renters are cost-burdened.

Net-net, 59853 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 59853 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 59853 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59853 can be compared directly against any other ZIP in Sanders County, Montana or nationwide. The score is rebuilt from public data as it updates, so 59853 reflects the current record instead of a stale or modeled snapshot.

The 14/100 for 59853 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 59853 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.