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Sanders County, MT: Foreclosures, Tax Liens & Distressed Properties

Sanders County, MT, Montana: 11 ZIP codes scored, Sanders County, MT averaging 13/100 (minimal, Sanders, MT), from 13 to 17. Sanders County, MT is in its peak phase (Sanders, MT confidence 21/100): Sanders, MT home prices up 2.2% (Sanders, MT) over twelve months. Sanders County, MT lender headwind: 51/100.

Highest-scoring Sanders County, MT ZIPs: 59821 (17/100), 59866 (14/100), 59831 (13/100), 59844 (13/100), 59845 (13/100), 59848 (13/100). Also scored in Sanders County, MT: 59853, 59856, 59859, 59873, 59874.

Across Sanders County, MT's scored ZIPs: median home value $357,910, household income $57,661, 17.4% vacancy, 19.4% poverty, 79% owner-occupied, median age 51.6.

Sanders County, MT insurance distress 21/100 (#2,196 in the US); FEMA hazard 40/100 for Sanders, MT; 2 federal disaster declarations in Sanders County, MT since 2023 (1 flood); Sanders, MT construction distress 3/100.

3 banks with 6 branches lend in Sanders County, MT; Sanders, MT weighted bank stress 65/100, highest 77/100 in Sanders, MT.

Sanders County, MT unemployment 4.6% (Sanders, MT -3.3 pts, six months); Sanders, MT home prices +12.0% a year (Sanders, MT) over three years.

6,808 housing units in Sanders County, MT; 1,092 Sanders, MT renter households; 53% of Sanders, MT renters spend 30%+ of income on rent, 29% (Sanders, MT) half or more.

Sanders County, MT ranks #156 nationally on the opportunity index (Sanders, MT, among all ranked counties); Sanders, MT scores 36.3/100 and Sanders, MT sits #3 inside Montana. Sanders, MT is in the overheated opportunity phase; Sanders, MT's primary driver is vacancy, Sanders, MT second driver bank institutional; Sanders, MT moved down 68 places. 6 short-sale listings across Sanders, MT; 67 days on market observed in Sanders, MT; 18.7% vacancy over 11 Sanders, MT ZIPs.

No CFPB county sample covers Sanders County, MT. The non-metro area reading for Sanders, MT: 0.7% ninety-plus days late; Sanders, MT's thirty-to-eighty-nine share is 2.0% (Sanders, MT, December 2025 data); Montana overall 0.6%.

Sanders County, MT has 3 watched banks; 3 Sanders, MT banks sit in an elevated band. Sanders, MT footprints: Valley Bank Of Ronan (3 branches, stress 77) in Sanders, MT; Glacier Bank (2 branches, stress 54) in Sanders, MT; Stockman Bank Of Montana (1 branch, stress 53) in Sanders, MT.

HUD lists 1 assisted multifamily property in Sanders County, MT with 28 units; 23 Sanders, MT units are assisted, 1 Sanders, MT properties under project-based Section 8.

1,357 of the 6,808 housing units in Sanders, MT sit vacant.

Peak
Market phase
2.2%
Sanders, MT HPI YoY
0%
Drawdown
21
Sanders confidence

Sanders County ZIPs ranked by distress

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