ZIP 59821 Property Distress & Foreclosure Data

Composite property distress in 59821 (Missoula County, Montana) lands at 15/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (31/100), structural risk (31/100), institutional ownership (11/100). On the quiet end sit institutional ownership (11/100) and mortgage stress (6/100). The latent-versus-live split is 31/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (68/100)).

The peak-phase market in 59821 posted values that rose 0.9% over the year, and 27% higher over three years (phase confidence 50/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $375,200 here, or 5.5 times local income. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $68,370 — below the roughly $78,000 national figure. Around 29% of renters are cost-burdened. The tenure split is 76% owner-occupied to 24% rented. About 26% have a four-year degree. On demographic stress specifically, 59821 scores 37/100. The ZIP holds roughly 1,136 housing units. Population is roughly 2,822 with a median age of 40. The vacancy rate is 14.4% — elevated.

On the whole, 59821 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.