ZIP 59821 Foreclosure, Tax-Lien & Distress Report

Missoula County, Montana's ZIP 59821 registers 14/100 composite distress, which DLRadar reads as minimal. Its standout signals are structural risk (29/100), construction/permit lag (22/100), institutional ownership (11/100). institutional ownership (11/100) and mortgage stress (6/100) stay muted. The latent-versus-live split is 29/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (68/100)).

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 27% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $375,200 (5.5× income). Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $68,370 — below the roughly $78,000 national figure. Around 29% of renters are cost-burdened. 76% of housing is owner-occupied. Educational attainment sits at 26% bachelor's-or-above. On demographic stress specifically, 59821 scores 37/100. There are about 1,136 housing units across 59821. About 2,822 people live here, median age 40. The vacancy rate is 14.4% — elevated.

Taken together, 59821 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 59821 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 59821 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 59821 stays directly comparable to neighboring ZIPs and the rest of Missoula County, Montana. Sparse data for 59821 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 59821's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 59821 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.